Progressive Insurance is the leading commercial auto insurance company in the USA by market share and a major provider of small business insurance, especially for businesses that rely on vehicles like box trucks, semis, and contractor vans. It also offers access to general liability, business owners policy (BOP), workers compensation, and professional liability through its Progressive Commercial platform.
This Progressive hub page centralizes your Progressive commercial insurance content: box truck insurance guides, truck fleet coverage, BOP articles, and small business insurance cost breakdowns. It’s designed to support and internally link all your Progressive-focused articles and long-tail keywords.
Progressive Commercial Insurance Coverage Portfolio
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Progressive Commercial Auto & Trucking Insurance
Progressive’s core strength is commercial auto insurance for business vehicles and trucking risks, available in all 50 states. Coverage can be customized for everything from a single box truck to multi-state tractor-trailer fleets.
- Liability (BI/PD) – typically required by law
- Uninsured/underinsured motorist
- Personal injury protection (PIP) or MedPay (state-dependent)
- Collision and comprehensive (full coverage)
- Hired & non-owned auto (employee or rented vehicles)
- Roadside assistance, towing, jump starts, lockouts
- Rental reimbursement while the vehicle is down
- Trailer/cargo and “any auto” options
Average monthly premiums (2026 benchmarks):
| Vehicle / Use | Average Monthly Cost |
|---|---|
| Business autos (service/retail) | ≈ $280 |
| Contractor vehicles | ≈ $270 |
| For-hire specialty trucks | ≈ $740 |
| For-hire transport trucks (semis) | ≈ $950 |
| Box trucks (typical range) | $231–$950 |
Progressive supports fast federal and state filings, making it attractive for new trucking authority and growing fleets that need to get compliant quickly.
Progressive Box Truck Insurance
Progressive offers dedicated box truck insurance programs with liability, physical damage, cargo, and optional coverages for local and regional operations.
Typical risks insured:
- 16–26 foot box trucks for last‑mile delivery
- Furniture delivery, appliance delivery, moving companies
- Retail distribution and general freight
- Most operators: $231–$950 per month
- Typical annual range: $3,000–$10,900+
- 26‑ft trucks or high‑limit cargo: upper end of the range
Factors impacting price:
- Operating radius (local vs regional)
- Truck size and value
- Driver MVR and USDOT history
- Cargo type and claims history
This hub can link out to guides like “cheap box truck insurance,” “26 foot box truck insurance cost,” and “best box truck insurance for new authority.”
Progressive Business Owners Policy (BOP)
Progressive sells business owners policy (BOP) coverage by partnering with other carriers and packaging general liability with commercial property.
- General liability – bodily injury, property damage, advertising injury
- Commercial property – building, equipment, inventory
- Business income interruption – lost revenue after a covered property loss
Progressive BOP is best for:
- Small retail shops, restaurants, and offices
- Contractors needing premises coverage plus auto
- Business owners who want to bundle commercial auto + BOP for discounts
This hub should anchor articles like “Progressive BOP vs AmTrust BOP” and “average cost of business insurance with Progressive.”
Progressive General Liability & Workers Comp
Progressive arranges general liability insurance and workers compensation through partner carriers, quoting them through the Progressive Commercial platform.
- Covers third‑party bodily injury, property damage, and personal/advertising injury
- Can be bought stand‑alone or bundled in a BOP
- Recommended for most contractors, retailers, and service businesses
- Covers employee medical costs, lost wages, and employer liability for workplace injuries
- Legally required in most states once you have employees
- Separate from general liability – GL does not cover employee injuries
Your detailed posts can target long‑tails like “Progressive general liability vs workers comp,” “Progressive workers comp for small business,” and “Progressive general liability insurance for contractors.”
Progressive Small Business & Professional Liability
Beyond vehicles, Progressive can help businesses obtain:
- Professional liability (E&O) – for consultants, agencies, and professional services
- Commercial property – for buildings and contents
- Small business packages – GL + property + business income
Independent reviews note that Progressive is best suited for businesses that already need commercial auto and want to bundle other coverages through one platform.
Typical starting point for small business packages is around $100 per month, depending on industry and coverage mix.
Progressive Insurance by Industry & Use Case
Trucking & Transportation
- Commercial truck insurance for owner‑operators and small fleets
- Hotshot trucking, for‑hire specialty trucks, regional/long‑haul operations
- New motor carrier authority needing fast filings
- Box truck insurance cost and coverage optimization
Contractors & Construction
- Service/contractor vehicles (pickups, vans, small trucks)
- Bundled commercial auto + general liability + BOP
- General contractor insurance cost with Progressive auto focus
Retail, Restaurants & Local Businesses
- Delivery vans and small fleet operations
- BOP for small retailers and food businesses
- Commercial auto for catering vans, food trucks, and service vehicles
Progressive Commercial Insurance Articles Hub
Use this page to link to all your Progressive-focused articles:
Published Progressive Guides (examples to host here)
- Progressive Commercial Auto Insurance 2026: Complete Trucking & Box Truck Guide
- Progressive Box Truck Insurance Cost 2026: 16–26 Foot Truck Pricing
- Progressive Business Owners Policy (BOP) vs AmTrust & The Hartford
- Progressive General Liability vs Workers Comp: What Each Covers
- Progressive Small Business Insurance Review: Pros, Cons & Best Uses
Planned/Future Content
- Cheapest Progressive commercial truck insurance strategies
- Progressive box truck insurance for new authority (step‑by‑step)
- Progressive vs State Farm vs Liberty Mutual for fleets
- Progressive business insurance for contractors and trades
Progressive Premium & Feature Snapshot (Trucking Focus)
Frequently Asked Questions about Progressive Commercial Insurance
Is Progressive good for box truck and trucking insurance?
How much does Progressive commercial auto insurance cost per month?
What does Progressive commercial auto insurance cover?
Does Progressive sell business owners policies (BOP)?
Can Progressive provide general liability and workers comp?
Who is Progressive business insurance best for?
What discounts can commercial customers get with Progressive?
Obtaining Progressive Commercial Insurance
Typical steps:
- Online or Agent Quote – Start at Progressive Commercial or with an appointed agent.
- Submit Vehicle & Business Info – VINs, drivers, USDOT info, operations, and coverage needs.
- Compare Package Options – Evaluate standalone commercial auto vs auto + BOP or GL bundles.
- Review Telematics & Discounts – Decide on Smart Haul/Snapshot and discount eligibility.
- Bind & File – Bind coverage and complete state/federal filings for trucking where needed.
This hub positions Progressive as your go‑to brand for commercial auto and trucking content, while also supporting long‑tail topics around BOP, general liability, workers comp, and small business coverage.
Progressive Insurance Complete Hub – Updated January 2026. Centralized BOP, farm, commercial auto, workers comp coverage resource for USA agriculture, retail, landscaping, restaurant businesses. Rates based on market analysis.